Welcome to Southern Home Loans!

At Southern Home Loans we pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage. Customer service is our highest priority, as we work for you! Whether you are first-time homebuyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage specialists can help you take that first step toward a financial solution. We take pride in constantly updating our clients and making them feel like part of our family every step of the way throughout our process!

As a  direct lender, we alleviate the typically drawn-out loan process, pre-approving borrowers within one hour and providing a written pre-approval certificate to present with their purchase contract. We love working with clients such as repeat buyers, those looking to move to Ocala, as well as those simply looking for an upgrade.We’re securely supported by Goldwater Bank, NA, as our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Purchase Process Video

We specialize in the following Home Loans:

Home Purchase Loans
Home Refinance Loans
Harp 2.0
Jumbo Home Loans
FHA Loans
VA Loans
Cash Out Refinance
Construction Loans
Mobile Home Loans
Non-Prime Loans/ Investment / Recent Housing Events
Home Equity Conversion 
And Much, Much More!


Financing Available in 48  States!